Charles, an eccentric lottery winner living alone on a remote island, tries to make his dreams come true by hiring his favorite musician, Herb McGuire, to play an exclusive private concert. Unbeknownst to Herb, Charles has also recruited his former bandmate and ex-girlfriend, Nell, and her new husband to perform old favorites. As the lineup flares up and old tensions resurface, stormy weather traps everyone on the island, and Charles is desperate to find a way to save his dream concert.